LICENSED INSURANCED AGENTS READY
Considering Medicare Advantage?
Medicare Advantage Plans, sometimes called Part C; or; MA Plans are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. You will get your Medicare Part A (Hospital Insurance) and Medicare Part B coverage from the Medicare Advantage Plan and not Original Medicare.
Rules for Medicare Advantage Plans
Medicare pays a fixed amount for your care each month to the companies offering Medicare Advantage Plans. These companies must follow rules set by Medicare.
However, each Medicare Advantage Plan can charge different out-of-pocket costs and have different rules for how you get services (like whether you need a referral to see a specialist or if you have to go to only doctors, facilities, or suppliers that belong to the plan for non-emergency or non-urgent care). These rules can change each year. Fill out the form and one or more of our carriers or licensed insurance agents will be glad to contact you to assist in the MA review process.
Medicare Part D Plans
5 things to know about Medicare Part D drug plans
1. Medicare Part D plans provide prescription drug coverage.
2. There are over 20 million people were enrolled in stand-alone Medicare Part D.
3. Part D plans may have different benefits, formularies, tiers, coverage rules, and pharmacy networks.
4. Part D costs can include plan premiums, late enrollment penalties, and “donut hole” costs.
5. You should review Part D plan costs, coverage rules, and star ratings before enrolling in a plan. Medicare Part D provides prescription drug coverage for Medicare enrollees. Part D plans are offered by private insurers, not the federal government. It is optional coverage that works with many other forms of insurance, including Original Medicare, Medicaid, employer health plans, and, in some cases, Medicare Advantage Plans. Each Part D prescription drug plan may have varying benefits, costs, and rules.